Add function to interest-compounder
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@ -7,74 +7,97 @@
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(defun principal-initialized ()
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(setf compounder (interest-compounder 1000 0))
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(assert= 1000 (funcall compounder :get-principal)))
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(assert= 1000 (call compounder :get-principal)))
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(defun interest-rate-initialized ()
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(setf compounder (interest-compounder 0 10))
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(assert= 10 (funcall compounder :get-interest-rate)))
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(assert= 10 (call compounder :get-interest-rate)))
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(defun many-years-with-no-interest-rate ()
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(setf compounder (interest-compounder 1000 0))
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(funcall compounder :move-forward-years 83)
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(assert= 1000 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 83)
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(assert= 1000 (call compounder :get-principal)))
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(defun no-years-with-positive-interest-rate ()
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(setf compounder (interest-compounder 1000 10))
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(assert= 1000 (funcall compounder :get-principal)))
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(assert= 1000 (call compounder :get-principal)))
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(defun one-year-with-positive-interest-rate ()
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(setf compounder (interest-compounder 100000 5))
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(funcall compounder :move-forward-one-year)
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(assert= 105000 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 1)
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(assert= 105000 (call compounder :get-principal)))
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(defun two-years-with-positive-interest-rate ()
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(setf compounder (interest-compounder 100000 5))
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(funcall compounder :move-forward-one-year)
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(funcall compounder :move-forward-one-year)
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(assert= 110250 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 2)
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(assert= 110250 (call compounder :get-principal)))
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(defun three-years-with-positive-interest-rate ()
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(setf compounder (interest-compounder 100000 5))
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(funcall compounder :move-forward-years 3)
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(assert= 115763 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 3)
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(assert= 115763 (call compounder :get-principal)))
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(defun four-years-with-positive-interest-rate ()
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(setf compounder (interest-compounder 100000 5))
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(funcall compounder :move-forward-years 4)
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(assert= 121551 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 4)
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(assert= 121551 (call compounder :get-principal)))
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(defun one-year-with-negative-interest-rate ()
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(setf compounder (interest-compounder 100000 -5))
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(funcall compounder :move-forward-years 1)
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(assert= 95000 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 1)
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(assert= 95000 (call compounder :get-principal)))
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(defun two-years-with-negative-interest-rate ()
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(setf compounder (interest-compounder 100000 -5))
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(funcall compounder :move-forward-years 2)
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(assert= 90250 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 2)
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(assert= 90250 (call compounder :get-principal)))
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(defun three-years-with-negative-interest-rate ()
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(setf compounder (interest-compounder 100000 -5))
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(funcall compounder :move-forward-years 3)
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(assert= 85737 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 3)
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(assert= 85737 (call compounder :get-principal)))
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(defun four-years-with-negative-interest-rate ()
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(setf compounder (interest-compounder 100000 -5))
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(funcall compounder :move-forward-years 4)
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(assert= 81450 (funcall compounder :get-principal)))
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(call compounder :move-forward-years 4)
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(assert= 81450 (call compounder :get-principal)))
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(defun negative-number-of-years-does-nothing ()
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(setf compounder (interest-compounder 100000 5))
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(funcall compounder :move-forward-years -4)
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(assert= 100000 (funcall compounder :get-principal))
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(funcall compounder :move-forward-years 1)
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(funcall compounder :move-forward-years -4)
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(assert= 105000 (funcall compounder :get-principal)))
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(call compounder :move-forward-years -4)
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(assert= 100000 (call compounder :get-principal))
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(call compounder :move-forward-years 1)
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(call compounder :move-forward-years -4)
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(assert= 105000 (call compounder :get-principal)))
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(defun zero-number-of-years-does-nothing ()
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(setf compounder (interest-compounder 100000 5))
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(funcall compounder :move-forward-years 0)
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(assert= 100000 (funcall compounder :get-principal))
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(funcall compounder :move-forward-years 1)
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(funcall compounder :move-forward-years 0)
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(assert= 105000 (funcall compounder :get-principal))))))
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(call compounder :move-forward-years 0)
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(assert= 100000 (call compounder :get-principal))
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(call compounder :move-forward-years 1)
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(call compounder :move-forward-years 0)
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(assert= 105000 (call compounder :get-principal)))
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(defun variable-interest-rate ()
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(setf compounder (interest-compounder 100000 5))
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(call compounder :move-forward-years 2)
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(call compounder :set-interest-rate 10)
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(call compounder :move-forward-years 2)
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(assert= 133403 (call compounder :get-principal)))
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(defun years-are-updated ()
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(setf compounder (interest-compounder 100000 5))
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(call compounder :move-forward-years 27)
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(assert= 27 (call compounder :get-years-passed)))
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(defun negative-number-of-years-does-not-update-years ()
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(setf compounder (interest-compounder 100000 5))
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(call compounder :move-forward-years 27)
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(call compounder :move-forward-years -2)
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(assert= 27 (call compounder :get-years-passed)))
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(defun zero-number-of-years-does-not-update-years ()
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(setf compounder (interest-compounder 100000 5))
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(call compounder :move-forward-years 27)
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(call compounder :move-forward-years 0)
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(assert= 27 (call compounder :get-years-passed))))))
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@ -3,12 +3,17 @@
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(defun interest-compounder (initial-principal initial-interest-rate)
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(let ((private) (public)
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(principal initial-principal)
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(interest-rate initial-interest-rate))
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(interest-rate initial-interest-rate)
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(years-passed 0))
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(setf private
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(eval
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(dlambda
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(:add-years (years)
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(if (> years 0)
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(setf years-passed (+ years-passed years))))
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(:percent-of-number (n percentage)
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(if (> percentage 0)
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(/ (+ (* n percentage) 50) 100)
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@ -26,14 +31,19 @@
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(eval
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(dlambda
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(:get-years-passed ()
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years-passed)
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(:get-principal ()
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principal)
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(:get-interest-rate ()
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interest-rate)
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(:move-forward-one-year ()
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(call private :compound-interest 1))
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(:set-interest-rate (new-interest-rate)
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(setf interest-rate new-interest-rate))
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(:move-forward-years (years)
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(call private :compound-interest years)))))))
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(progn
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(call private :add-years years)
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(call private :compound-interest years))))))))
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